General Eligibility Requirements for Homeownership

Interested in owning a Habitat home? Potential homeowners must meet the following criteria:

- At least one applicant must live or work in Pierce County

- No felonies in the past five years

- Willing and able to pay a $1,000 down payment within 6 months of acceptance into the home ownership program

- Willing to volunteer up to 500 "sweat-equity" hours in 12 months toward building houses and completing classes (accommodations for disabilities available)

- Must be living in substandard, overcrowded, temporary, government-subsidized, or expensive housing

- Must have less than $1,500 in collections (free credit coaching available for those with > $1,500)

- Total gross household income must fall within the limits below*:

Family Size
1
2
3
4
5
6
7
8
Minimum Annual Income
$20,000
$20,000
$20,000
$24,250
$28,410
$32,570
$36,730
$40,890
Maximum Annual Income
$39,700
$45,400
$51,050
$56,700
$61,250
$65,800
$70,350
$74,850

*All household sizes welcome to apply. Income guidelines subject to change. Household income includes wages, child support, SSI/SSA, veteran benefits, TANF, retirement, and any other consistent income sources.

If you do not qualify for a Habitat home, you may find additional housing resources on our Community Resources page.