General FAQ

Following are general questions frequently asked about the City of Tacoma Home Repair Program:

  • What is the City of Tacoma Single Family Residence Rehabilitation Loan program through Tacoma/Pierce County Habitat for Humanity?

    It is a home repair program for low-income households in need of safe, decent, affordable housing.

  • Are these home repairs free?

    Home repairs are not free. The costs of the home repairs are paid by the homeowner through a 0% interest, non-profit loan. The loan, depending on the condition and income status of the homeowner, may not require a monthly payment.* The loan will be paid back once the home is refinanced, title transfers to another owner, or the owner no longer lives in the home. The program is completely voluntary with assistance offered on a first-come, first-served basis. Please see the Loan FAQ for more information.

    * Under the Hardship Rule: If the homeowner(s) household income is at or less than 50% of the area median income, if the homeowner is a senior citizen (65 years of age or older), and/or is permanently disabled, the homeowner(s) would then qualify for a 0% loan deferred up to 20 years.

  • How do I qualify?

    Qualifying homeowners must live within the City of Tacoma, have manageable debt, have a housing need, and have proof of homeownership and homeowners insurance.

  • Who can apply?

    Homeowners within the City of Tacoma who are in need of home repairs due to safety issues, health risks, code violations, or ADA modification requirements may apply. See the Eligibility Requirements to see if you qualify.

  • Is this an emergency repair program?

    No. There are other organizations in Pierce County that cater to emergency repair needs. Please see our Home Repair Resources page for a list of organizations and their services.

  • Are repairs made on mobile homes?

    No. At this time Tacoma/Pierce County Habitat for Humanity does not do repairs on mobile homes. There are other organizations in Pierce County that cater to these needs. Please see our Home Repair Resources page for a list of these organizations and their services.

  • I do not have a job, can I still apply for this program?

    Yes. Household income can include all gross income from all current sources.

  • Is there a wait list for this program?

    Yes, there is usually a wait list. The program is offered on a first-come, first-served basis.

  • I have more questions and want more information. Where can I go?

    You can call the Habitat office at 253-627-5626 and ask to speak with someone regarding home repair.

Note: We are not currently accepting applicants for any of our home repair programs.